GoVA

For military members, Veterans, and their families

Financial education made simple for military families.

Free financial tools and interactive courses, only for the military community. We're not a bank or a lender. We're a battle buddy in your pursuit of financial freedom.

100% free for military families. No credit card, ever. Scholarships funded by 20 bank partners. Expect more. You earned it.

10,000+
military members on The Edge platform, and counting
20
banks funding member scholarships through our nonprofit partners
50 states
plus Puerto Rico, members in every one
F.I.T.
education meeting the standards of federal banking regulators

See the actual platform

Watch The Edge in action.

Two minutes inside the platform more than 10,000 military members already use: the tools, the courses, and the personalized learning path.

See it work before you sign up

How much home does your service earn you?

The VA loan needs no down payment. Move the numbers and watch your buying power update live.

Try it now: VA loan buying power

$0
ESTIMATED HOME PRICE, $0 DOWN
Based on the 41% debt-to-income guideline used in VA loan underwriting, a 30-year term, and no down payment.

Educational estimate only, not a preapproval or lending offer. GoVA is not a lender. Your rate, taxes, insurance, and residual income requirements will change the real number. Members get the full analyzer with BAH tables and closing costs inside The Edge.

What you get

Get The Edge on building financial strength.

We do not sell or endorse financial products. We educate first, and connect you with certified providers only when you raise your hand. That is the whole model.

Become debt-free

Interactive debt reduction tools show you how different payoff approaches play out on your own numbers, instead of a one-size-fits-all rule.

On The EdgeDebt payoff calculators and step-by-step lessons
Learn on a path built for you

The Edge builds each member a personalized learning path from your current situation and your goals.

On The EdgePersonalized courses, budgeting, credit monitoring
Connect with experts

We educate first, then connect you with certified financial professionals when you're ready for the next step.

On The EdgeQualified provider network, vetted by GoVA

Real people. Real results.

Join more than 10,000 military members reaching their financial goals.

Arlene S. · Army Spouse

"This is what I've been looking for. It's so simple and easy to navigate, and really stands out from the other confusing tools that are out there. I will definitely be sharing this!"

Javier C. · Air Force Veteran

"The resources available have been incredibly helpful in enhancing my financial knowledge, especially the courses and articles."

Michael T. · Active Duty Navy

"Worked great! In just a few short weeks I was able to follow the process and get my score up into the 740s. That was HUGE for my family. We were able to get a lower interest rate for a new car."

Our Financial Improvement Tools (F.I.T.) meet the educational standards of these regulatory agencies

Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Consumer Financial Protection Bureau (CFPB) U.S. Department of the Treasury Institute for Financial Literacy

Member scholarships funded by banks through our nonprofit partners

TowneBank Mortgage BB Americas Bank Avidbank Wallis Bank U.S. Century Bank + 15 more nationwide

One mission, three fronts

Whoever you are, there's a door for you.

Military & Veteran Families

Free tools. Real progress. Zero catch.

Budgeting, credit, debt payoff, and homebuying tools built for military life. Free through sponsor-funded scholarships, and it does not expire at your DD-214.

Join Free
Banks & CRA Officers

Documented impact in your assessment areas.

Fund defined cohorts of military families with LMI verification by census tract and quarterly examiner-ready reporting.

For Banks
Military Nonprofits

Your name on a bank-funded program.

Launch a financial readiness program under your brand, powered by our platform, recruitment, and reporting engine.

Partner Program

Tools for every step

Everything a military family's money touches.

Free credit monitoring

Watch your score, understand what moves it, and build toward the credit a VA loan deserves.

Personal budgeting

Budget tools built for military life: PCS moves, deployment, BAH changes, and everything between.

Home affordability analyzer

Know exactly what home fits your budget before you talk to a lender, with VA loan benefits factored in.

Job search and career tools

Career resources for transitioning service members and military spouses, including portable career paths.

Become a Member Today

Free membership. Always.

Gain financial freedom. You earned it.

Membership is free for service members, Veterans, and their families, thanks to sponsor-funded scholarships.

GoVA is not a lender and is not affiliated with the U.S. Department of Veterans Affairs.